Fund UP TO 90% OF PUrCHASE plus 100% of REPAIRS WITH NO 3RD PARTY APPRAISAL REQUIRED.

With our Easy90 Fast Close loan, you’re able to close in as little at 24 hours with low money down. Get pre-approved now so you’re ready to strike on your next opportunity.

Fund
up to 90%
of purchase price

Fund
up to 100%
of your rehab

10.99%
interest
rate

Call to get pre-qualified in just 24 hours

Minimal docs and no income verification

Serving real estate investors since 2009

EASY90 Loan Details

Rates and requirements may vary in California.
  • Term | 12 months with lender option to extend
  • Rate | 10.99%
  • Points due at closing | Starting at 2.0%
  • Loan to value | Funding up to 90% of purchase and 100% of repairs, not to exceed 70% of ARV
  • Credit score | 650+ FICO score
  • Experience | Leverage will vary based on experience
  • Income Verification | None
  • Loan amounts | Starting at $100K

FAQs

No, not at the time of closing on the purchase. Before closing, we will do a drive-by, as-is appraisal. If you choose to add the rehab to your loan, we will require an interior subject-to appraisal at that time.

You have up to 120 days to take the rehab — fees will apply.

The rehab portion can not exceed 100% of the purchase price.

You have to have owned 3 investment properties in the past 10 years.

One of the biggest challenges our borrowers come up against is time. With so many unknown variables, it’s hard to plan a solid rehab budget before closing. With our new Option80 loan this isn’t an issue. Investors can close fast and then take their time after closing to get contractor bids, plan their rehab and apply for permits before adding the rehab to their loan. We hope this added flexibility helps our customers achieve even more success.

Magin Mason

Vice President, Sherman Bridge Lending

HOW OUR FUNDING PROCESS WORKS

When you find a good deal, you need to move fast. And you need a lender you can count on. We pride ourselves on our ability to consistently deliver on time and under pressure because that’s when it matters most.

Get Pre-Approved

Apply online and one of our loan officers will get in touch to help you get pre-approved and provide a proof of funds letter should you need one.

Submit Your Deal

After you’ve found your deal, your loan officer will gather your documentation and guide you through the underwriting and closing process. 

Flip Your Property

Rehab your property and resell within 12 months.

See what our customers have to say

Get pre-qualified now so you’re ready for your next deal. Fill out the form below to get started.

Thank you for reaching out!
One of our loan consultants will be in touch shortly.

In the meantime, check out our blog to see realistically how long it takes to flip a house or check out our rehab checklist & calculator.

Read the Blog

Call us now at (866) 376-4876

 

Get pre-approved for our special anniversary rate. Fill out the form below to get started.

Thank you for reaching out!
One of our loan consultants will be in touch shortly.

In the meantime, check out our blog to see realistically how long it takes to flip a house or check out our rehab checklist & calculator.

Read the Blog

Special rate discount valid on new loans submitted before 12/31/2021. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms, and interest rates are subject to change without notice. Other restrictions and limitations may apply.